Terms & Conditions Generator

Terms & Conditions govern how people use your website (the rules). A Privacy Policy explains what data you collect and how you handle it (the disclosure). Most websites need both.

Yes — when properly presented and accepted. To be enforceable, the user must have a clear opportunity to read and agree (e.g. a checkbox on signup or checkout). Just linking from the footer is weaker; explicit consent is stronger.

A template gets you 80% of the way and is fine for low-risk content sites. For SaaS, ecommerce above £10k/month, or any business handling sensitive data, hire a solicitor to review or draft custom terms.

Update whenever you launch a new product, change your refund policy, add new payment methods, or expand to a new region. Notify users of material changes (email or banner) before they take effect.

Usually one set of master terms is enough, with product-specific addendums where needed (e.g. care plan SLA, subscription cancellation rules).